Banking 2026-11-06

BNI Cuts Mobile Banking Limits in Final Phase of wondr Migration

New transaction limits on BNI Mobile Banking took effect on 1 November as the bank phases out its legacy app in favor of wondr by BNI through 30 November.

Effective 1 November 2026, Bank BNI reduced transaction limits on its BNI Mobile Banking application, as reported by media outlets citing the bank's announcement. The BI-Fast transfer limit fell from Rp250 million to Rp10 million per transaction, the QRIS limit from Rp10 million to Rp500 thousand, and the e-wallet top-up limit from Rp2 million to Rp500 thousand. The bank had already closed the international remittance feature on the legacy application on 16 October 2026.

The reductions are part of the phased migration from BNI Mobile Banking to wondr by BNI, first announced in June 2025, with staged deactivation of the legacy application through 30 November 2026. According to the bank's September 2026 performance disclosures, wondr had reached 16.6 million users, up 58% year-on-year, with 1.83 billion transactions in the first nine months of 2026, an increase of 111% over the same period.

With roughly 16 million users affected, the cutover requires running two applications in parallel, migrating customer credentials and handling elevated complaint volumes during the transition period.