Banking 2026-11-04

Bank BTN Opens Tender for Next-Gen OCR AI in Consumer E-Loan Project

Indonesia's state mortgage bank is procuring OCR and intelligent document processing for consumer lending, open to small, medium and large vendors.

State-owned mortgage bank BTN has opened procurement for an OCR Next-Gen AI E-Loan Consumer project, listed on Indonesian tender portals in November 2026 as an active acquisition in the Computer & IT category with vendor qualification open to small, medium and large companies. The tender aligns with public statements by BTN's IT director in July 2026 that the bank was implementing intelligent document processing and OCR to automate reading and verification of credit documents and shorten loan approval turnaround times.

BTN has already reported cutting mortgage underwriting from five days to under 24 hours for eligible segments using AI. The new procurement covers document extraction and verification for consumer lending, where applicants submit identity, tax, salary and collateral documents. Vendor details including contract value and terms of reference sit behind the tender portal's membership access.