Skatsa RCS across industries
How Skatsa RCS supports organizations in 4 industries across Indonesia.
Banking
Banks use Skatsa RCS to enrich credit assessments with behavioural and public information. The scoring engine combines internal customer data with news, legal records, and social signals.
- Supplement credit bureau data with news and legal signals
- Screen borrowers for litigation and adverse media exposure
- Refresh repayment capacity scores before limit renewals
Financial Services
Multifinance and leasing companies apply Skatsa RCS to evaluate instalment capacity beyond income documents. Customer profiles are continuously updated with monitoring results from public sources.
- Assess instalment capacity for multifinance applicants
- Detect adverse media on contracting dealers and lessees
- Support collections teams with updated customer risk profiles
Insurance
Insurers use Skatsa RCS to review counterparties in premium financing and reinsurance arrangements. Legal case tracking and news monitoring inform scoring of corporate clients and brokers.
- Evaluate corporate clients for premium financing schemes
- Track legal disputes involving brokers and partners
- Score counterparties before underwriting large policies
Government
Government institutions apply Skatsa RCS when assessing creditworthiness in subsidised financing and cooperative programmes. Public news and legal monitoring help verify participant backgrounds.
- Screen participants in subsidised lending programmes
- Verify beneficiary backgrounds through legal record checks
- Support KUR channel banks with borrower monitoring